Privacy Policy

We view protection of your privacy as a very important principle. We understand clearly that You and Your Personal Information is one of Our most important assets. We store and process Your Information including any sensitive financial information collected (as defined under the Information Technology Act, 2000), if any, on computers that may be protected by physical as well as reasonable technological security measures and procedures in accordance with Information Technology Act 2000 and Rules there under. Our current Privacy Policy is available at If You object to Your Information being transferred or used in this way please do not use Website.

We and our affiliates will share / sell / transfer / license / covey some or all of your personal information with another business entity should we (or our assets) plan to merge with or are acquired by that business entity, or re-organization, amalgamation, restructuring of business or for any other reason whatsoever. Should such a transaction or situation occur, the other business entity or the new combined entity will be required to follow the privacy policy with respect to your personal information. Once you provide your information to us and our affiliate and we and our affiliate may use such information to provide you various services with respect to your transaction whether such transaction are conducted with third party merchant’s or third party merchant’s website.

While availing any of the payment method/s available on the Website, we will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to You due to:

  1. Lack of authorization for any transaction/s, or
    a. You shall not use the credit/ debit card which is not lawfully owned by You, i.e. in any transaction, You must use Your own credit/ debit card. The information provided by You will not be utilized or shared with any third party unless required in relation to fraud verifications or by law, regulation or court order.
    b. You will be solely responsible for the security and confidentiality of Your credit/ debit card details.
    1. Exceeding the preset limit mutually agreed by You and between “Bank/s”, or
  2. Any payment issues arising out of the transaction, or
  3. Decline of transaction for any other reasons

Yuvi Systems shall not be liable of any alleged misuse of Bank Instruments used for transactions on its website by its users and its the sole responsibility of the user for any circumstances/loss arising from any such alleged transactions.
1. You have specifically authorized ‘Yuvi Systems’ or its service providers to collect, process, facilitate and remit payments and / or the Transaction Price electronically and from other Users in respect of transactions through Payment Facility. Your relationship with ‘Yuvi Systems’ is on a principal to principal basis and by accepting these Terms of Use you agree that ’ Yuvi Systems’ is an independent contractor for all purposes, and does not have control of or liability for the products or services that are listed on ‘’ Website that are paid for by using the Payment Facility. ‘Yuvi Systems’ does not guarantee the identity of any User nor does it ensure that a Buyer or a Vendor will complete a transaction.
2. You understand, accept and agree that the payment facility provided by ’ Yuvi Systems’ is neither a banking nor financial service but is merely a facilitator providing an electronic, automated online electronic payment, collection and remittance facility for the Transactions on the Website using the existing authorized banking infrastructure and Credit Card payment gateway networks. Further, by providing Payment Facility, ’ Yuvi Systems’ is neither acting as trustees nor acting in a fiduciary capacity with respect to the Transaction or the Transaction Price.


  • The User, as a Buyer, understands that upon initiating a Transaction, You are entering into a legally binding and enforceable contract with ‘Yuvi Systems’ to purchase the products and /or services from the ‘Yuvi Systems’ using the Payment Facility, and You shall pay the Transaction Price through Your Issuing Bank to ‘Yuvi Systems’ using Payment Facility.
  • The user, as a Buyer, shall electronically notify Payment Facility using the appropriate ‘Yuvi Systems’ Website features immediately upon Delivery or non Delivery within the time period as provided in Policies. Non notification by You of Delivery or non Delivery within the time period specified in the Policies shall be construed as a deemed Delivery in respect of that Transaction.
  • ‘Yuvi Systems’ reserves the right to impose limits on the number of Transactions or Transaction Price which it may receive from on an individual Valid Credit/Debit/ Cash Card / Valid Bank Account/ and such other infrastructure or any other financial instrument directly or indirectly through payment aggregator or through any such facility authorized by Reserve Bank of India to provide enabling support facility for collection nd remittance of payment or by an individual Buyer during any time period, and reserves the right to refuse to process Transactions exceeding such limit.
  • ‘Yuvi Systems’ reserves the right to refuse to process Transactions by Buyers with a prior history of questionable charges including without limitation breach of any agreements by Buyer with ‘smart4d’ or breach/violation n of any law or any charges imposed by Issuing Bank or breach of any policy.
  • ‘Yuvi Systems’ may do such checks as it deems fit before approving the receipt of/Buyers commitment to pay Transaction Price from the Buyer for security or other reasons at the discretion of ‘Yuvi Systems’. As a result of such check if ‘Yuvi Systems’ is not satisfied with the creditability of the Buyer or genuineness of the Transaction / Transaction Price, it will have the right to reject the receipt of / Buyers commitment to pay Transaction Price.
  • ‘Yuvi Systems’ may delay notifying the payment confirmation, if ‘Yuvi Systems’ deems suspicious or for Buyers conducting high transaction volumes to ensure safety of the Transaction and Transaction Price. In addition, ’ Yuvi Systems’ may hold Transaction Price or remit Transaction Price to law enforcement officials at the request of law enforcement officials or in the event the Buyer is engaged in any form of illegal activity.
  • The Buyer acknowledges that ‘Yuvi Systems’ will not be liable for any damages, interests or claims etc. resulting from not processing a Transaction/Transaction Price or any delay in processing a Transaction/Transaction Price which is beyond control of ‘smart4d’.


  • All Valid Credit / Debit/ Cash Card/ and other payment instruments are processed using a Credit Card payment gateway or appropriate payment system infrastructure and the same will also be governed by the terms and conditions agreed to between the Buyer and the respective Issuing Bank and payment instrument issuing company.
  • All Online Bank Transfers from Valid Bank Accounts are processed using the gateway provided by the respective Issuing Bank which support Payment Facility to provide these services to the Users. All such Online Bank Transfers on Payment Facility are also governed by the terms and conditions agreed to between Buyer and the respective Issuing Bank.

Profanity Policy
‘Yuvi Systems’ prohibits the use of language that is racist, hateful, sexual or obscene in nature in a public area.
Please report any violations of this policy to the correct area for review:

  1. Report offensive Display Names
  2. Report offensive language in a listing or otherwise
    If a feedback comment; or any communication made between Users on the Website; or email communication between Users in relation to transactions conducted on Website contain profanity, please review Our feedback removal policy and submit a request for action/removal.
    Disciplinary action may result in the indefinite suspension of a User’s account, temporary suspension, or a formal warning.

‘Yuvi Systems’ will consider the circumstances of an alleged policy violation and the user’s trading records before taking action.
Violations of this policy may result in a range of actions, including:

  1. Limits placed on account privileges;
  2. Loss of special status;
  3. Account suspension.
    Private communication, including email correspondence, is not regulated by ’ Yuvi Systems’. ‘Yuvi Systems’ encourages its Users to be professional, courteous and respectful when communicating by email.
    However, ‘Yuvi Systems’ will investigate and can take action on certain types of unwanted emails that violate ‘Yuvi Systems’ policies.
    Such instances:
    a) Threats of Bodily Harm
    b) Misuse of the System
    c) Spoof (Fake) email – ‘Yuvi Systems’ will never ask you to provide sensitive information through email. In case you receive any spoof (fake) email, you are requested to report the same to Us through ‘Contact Us’ tab.
    d) Spam (Unsolicited Commercial email) – ‘Yuvi Systems’ spam policy applies only to unsolicited commercial messages sent by its Users. Users are not allowed to send spam messages to other Users.
    e) Offers to Buy or Sell Outside of ‘Yuvi Systems’– ‘Yuvi Systems’ prohibits email offers to buy or sell listed products outside of the Website. Offers of this nature are a potential fraud risk for both Buyers and Vendor.
    Violations of this policy may result in a range of actions, including:
    a) Limits on account privileges
    b) Account suspension
    c) Cancellation of listings
    d) Loss of special status
    e) Other Businesses
    ‘Yuvi Systems’ does not take responsibility or liability for the actions, products, content and services on the Website, which are linked to Affiliates and / or third party websites using Website’s APIs or otherwise. In addition, the Website may provide links to the third party websites of Our affiliated companies and certain other businesses for which, ‘Yuvi Systems’ assumes no responsibility for examining or evaluating the products and services offered by them. ‘Yuvi Systems’ does not warrant the offerings of, any of these businesses or individuals or the content of such third party website(s). ‘Yuvi Systems’ does not endorse, in any way, any third party website(s) or content thereof.

Intellectual property owners can report listings that infringe their rights. It is in ‘Yuvi Systems’ interest to ensure that infringing products are removed from the site, as they erode Buyer and good Vendor trust.

‘Yuvi Systems’ is committed to removing infringing or unlicensed products once an authorized representative of the rights owner properly reports them to ‘smart4d’.